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Every Friday, Loan Pronto breaks down the latest mortgage rates and market trends—so you don’t have to. Whether you’re buying, refinancing, or advising clients, our updates help you move smarter and faster.
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January 16, 2026
Mortgage rates stayed flat this week, holding near three-year lows and keeping affordability in a favorable spot. With lighter market activity expected over the holiday weekend, stability remains the theme.
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