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refinance, pronto

With our intuitive online platform we will get your loan closed in record time while meeting your financial goals.

we make it simple because it should be

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low rates + no costly fees

why refinance?

refinancing can save you money in the long run.

*By refinancing the consumer’s existing loan, the consumer’s total finance charged may be higher over the life of the loan

get my free rate quote
  1. 01.

    Lower your rate or switch from adjustable to fixed.

  2. 02.

    Shorten your mortgage term, save interest & pay off quickly.

  3. 03.

    Take out cash to pay down debt or make home updates.

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If you’re interested, why wait? Apply now or get a free rate quote!

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If you’re interested, why wait? Apply now or get a free rate quote!

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happy customers

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Blane B.

The process was quick and easy. The Loan Pronto team was great!

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Jennifer F.

James and Mary Beth did a great job navigating some bumps we encountered and were very communicative throughout the process. I’m very pleased with my experience and outcome.

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Kelly S.

Super easy and quick process. Elle and Janine were very helpful and always quick to respond with any questions we had.

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Paul L.

Absolutely wonderful customer service! Straight to the point and got everything done on time like promised. Anthony and Peyton made this process very easy! I have no complaints at all other than I didn’t get to shake their hands! Highly recommended from this me!

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Cliff W.

Blaire was awesome. I know I can be very aggressive concerning closing. However, Blaire handled every question or concern like a true professional

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Bill W.

Roger and Jessica provided great service and were responsive to our questions. Closed quickly so we were able to take possession of our new home on the timetable we desired.

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Sherry J.

Anthony and Peyton were fantastic! They made the loan process quick and easy!!

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K S.

Anthony Deal and Elle Sudderth were both phenomenal to work with during our loan experience with Loan Pronto! My partner and I had a smooth and informed experience every step of the way. Very grateful for the guidance and support from both Elle and Anthony throughout the entire experience. Would highly recommend!

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Brandon L.

Peyton and Zack were awesome! They were attentive, on point, hassle free! Can’t wait to refinance with them!!

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Alex G.

Very Impressed with Nick Isbey and Blaire Reynolds at Loan Pronto. They are skilled communicators, extremely organized, and they go above-and-beyond to ensure a smooth experience despite the nerve-wrecking home loan process. Not once did we feel concerned about our loan.Nick gave us loan options we hadn't previously considered, which helped us save money upfront and on our monthly payment. Blaire was timely with all requests, and explained anything we had questions about.Can't recommend... these two enough. They are our go-to lenders moving forward.read more

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James D.

The only thing that was not extremely difficult about our purchase of our new home and sale of our former home was Loan Pronto’s financing. Specifically, Alex Haddock and Elle Sudderth knocked it out of the park in terms of ease of purchase. Make sure you ask for them; they are amazing!

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chris M.

Max and Kaitlyn were the best team to work with. They were both very knowledgeable and made the process very easy to close.

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Erika K.

Alex and Elle were a fantastic team to work with! They guided us through the complex process with confidence and helped us prioritize requests to move towards a smooth completion. Would recommend to anyone looking for a lender. I also wish we had used their office to conduct our closing. We had already committed to another closing agent who gouged us with a bunch of fees on the backend, whereas I'm confident the Loan Pronto office would have more closely matched the closing estimate they gave... us in the beginning. Great folks to work with!read more

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Brett S.

LoanPronto (especially Kaitlyn and Max) were tremendous to work with! Very detailed, great step-by-step follow-ups, and an overall great experience! I highly recommend this company for refinancing and debt consolidation.

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Brian C.

Zack at Loan Pronto has been great to work with. He answers calls even on weekends where timing on a deal is everything, sometimes. His associate, Blaire, who handles things once the loan moves forward until final closing was also a pleasure to work with. Very communicative and caring folks. You won't be disappointed with Loan Pronto. They got it done for me.

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Brian W.

Heard a radio ad about loan pronto and decided to check into it. I had to sign up for a high interest loan to get my home in 2014 and figured it was worth looking into since they touted saving money by taking out money towards your homes value or refinancing. After contacting them I got a response quickly and kicked around the idea a few days until my loan officer sent me a quote and I decided to go with it. I now have a new mortgage that will save me quite a bit of money in the long run and... the process was very easy.would highly recommended if you are in a similar situation.read more

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Sean R.

EJ and Elle were great and communicated with me every step of the way. This process was so easy because of the work they did.

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Cayra R.

I recently had the pleasure of working with Loan Pronto during my home buying process, and I cannot speak highly enough about their exceptional service. From start to finish, the team was professional, responsive, and incredibly supportive. They made the complex process of securing a mortgage straightforward and stress-free.Their dedication to customer service is truly outstanding. Every question I had was answered promptly and thoroughly, and they went above and beyond to ensure I understood... every step. The efficiency and transparency they demonstrated were unmatched, and they worked tirelessly to get me the best possible rate.Loan Pronto’s expertise and attention to detail made a significant difference in my home buying experience. I felt confident and well-informed throughout, thanks to their guidance. I wholeheartedly recommend Loan Pronto to anyone in need of mortgage services – they are truly the best in the business!read more

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Haley G.

Katelyn and Alex were extremely helpful and responsive!

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Will S.

EJ Young and Peyton Plunkett from Loan Pronto are by far two of the best mortgage people in the business that I have had the privilege of working with to handle my mortgage refi. Their superior knowledge of the mortgage community, professionalism in all communication with the client, and speed along with accuracy of the work created the best total refi experience in my lifetime. I will absolutely use them in the future. Great job!!!

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Jenn H.

Very easy to work with and answered ALL of my questions!

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Cassie S.

We recently had the pleasure of working with Kelsey and Blaire at Loan Pronto during the purchase of our first home, and we cannot express enough how grateful we are for their dedication and professionalism throughout the entire process. As first-time homebuyers, we had countless questions and concerns, but Kelsey and Blaire were always there to provide clear, thoughtful answers and guidance. Their expertise made the complex process of securing a mortgage feel seamless and stress-free. They... were incredibly responsive, ensuring that all our queries were addressed promptly and thoroughly. Kelsey and Blaire went above and beyond to make sure we felt comfortable and informed at every stage, and their friendly, supportive approach made a significant difference. Thanks to their hard work and commitment, we were able to close on our dream home without any hiccups. We highly recommend Kelsey and Blaire at Loan Pronto to anyone looking to buy a home. Their exceptional service and dedication to their clients are truly unmatched. Thank you, Kelsey and Blaire, for making our home-buying experience so positive and memorable!read more

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FC W.

Awesome experience dealing with Blaire and Max at Loan Pronto for my HELOC. They handled everything expeditiously in a professional yet friendly way. Would definitely recommend them to anyone looking for a HELOC or to refinance.

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Dave G.

This experience was quick and seamless. Everyone was very professional and helped in all ways possible. Thanks

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Ryan W.

Working with Loan Pronto was an awesome experience!! Anthony Deal has been working with me over the past few years. He helped me with the refinance of my old home and now helped with the purchase of my new home in Georgia. He and Peyton have become like family, they treat it with the upmost importance and are just as invested as you are. It shows throughout the entire process.Peyton Plunkett closed our new home in Georgia and made it such an easy and painless process. She answered any... questions I had along the way and was quick to respond.I can not thank you enough for everything you’ve done.This was a great experience and I will definitely be working with them in the future.read more

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Shannon M.

We could not be happier with our cash back refinance experience. Max and Kaitlyn were wonderful and kept us up to date during the entire process. We closed in just over 2 weeks. We will definitely use them again. A++ in my book!

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Ross L.

My wife and I are first time homebuyers and Adam and Peyton were incredible! They made our entire home buying process easy and painless! 10000% recommend

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Raymond C.

Both Bryce and Peyton were a pleasure to work with, knowledgeable and great at explaining the process and what to expect next.

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Tiffany H.

James and Peyton were WONDERFUL to work with. The whole process was super simple and theey kept me updated along the way. Communication is key when dealing with someone's home and they clearly know that. They were both professional and their customer service was outstanding! I would 100% contact them again!

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Pamela C.

Caroline Medlock & Kaitlyn Grant took excellent care of us! Every question was answered quickly & they stayed in touch with us through the process. They made this a great experience!

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Jack S.

My wife and I work with Caroline and Kaitlyn throughout our application process and they were great to work with. Very responsive to answer any questions or address any concerns we had along the way and they got everything processed quickly and efficiently. We would recommend them to anyone looking to apply through Loan Pronto.

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Justin T.

Elle and Ben out of Charlotte, NC were great. I started the process on April 18th and was closed and had the funds in my account by May 13th.

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Kara G.

I had the pleasure of working with both Blaire and Kelsey to secure a home equity loan. These ladies are very knowledgeable and efficient. They were quick to answer any questions that I had and worked hard to get us closed quickly. Highly recommend!

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gin L.

This is my 3rd time working with Loan Pronto - Courtney Cherry and Elle Suddereth - are the BEST!!! No issues, easy process, great rate - so happy with our new home.

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Madison C.

We refinanced a couple of years ago with Brittney and Peyton and they were the first people we reached out to when we were ready to purchase a new home. They are not only excellent and knowledgeable, but they also made the process easy and enjoyable. We recommend them to everyone looking to purchase or refinance!

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Mike E.

LOAN PRONTO!!!!!! Is the way to go. Blake Currie and Elle Sudderth are awesome at what they do. What a great team I had to help me. They didn’t give up on my loan even when it was looking pretty dim. I would highly recommend using them to purchase or refinance your home. They made the process very simple and guided me thru getting all our paperwork done correctly. So, now in the future things will process even more smoothly for me.God Bless and thank the both of you and everyone behind the... scenes.Thanks for everything,Mikeread more

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Steve W.

Zach and Elle both did a great job, they worked very well together and we got my loan from request to closing in slightly less than a month. Would definitely recommend!

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Ann Margaret Kane F.

Both Peyton and Kelsey from Loan Pronto were highly effective and efficient managers in securing a home loan, refinance, or HELOC for me in a timely fashion with excellent communication updates.

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richie W.

Austin Wilson and Blaire Reynolds were fantastic, they walked us through the process and answered all of the many questions we had. They made the process as simple and easy as possible.

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jody W.

Kelsey and Peyton are great to work with. I would recommend them to anyone!

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Ryan D

I decided to use Loan Pronto and I'm very glad I did. I was lucky to be helped by EJ and Elle. They were very responsive, efficient, and above and beyond helpful. They also offered multiple plans and options for each of those. If you're interested in getting a loan or line of credit, I would definitely recommend Loan Pronto!

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Stephen H.

I was very impressed with how quickly and efficiently Alex and Elle were able to complete the process for me. I consult time valuable and I was able to accomplish my goal very quickly.

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Tyler F.

I worked with Anthony and Elle and all I can say is WOW! Anthony was extremely informative, patient, and lead us through this process every step of the way. He Also made himself available if I had any questions, being that this is the first home I've ever purchased. Elle was fantastic to work with! She was always on top of what documents needed to be sent and when, and did an incredible job getting back to me in a timely manner while also explaining everything when necessary. Couldn't recommend... Anthony and Elle more! This is my first house of many and I definitely plan on using Loan Pronto - specifically requesting to work with Anthony and Elle again.read more

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Kyle L.

My wife and I were on an almost 3 year journey of trying to get an old home with acreage refinanced from a private loan to a traditional mortgage. We had banks deny us for every stupid reason under the sun - house too old, too much land, too much fence, not recognizing the private mortgage, not accepting previous appraisals, you name it.Anthony and Mary Beth were an absolute God send and made the process quick and painless. They've got a customer in me for life. The ONLY part of the whole... process that I wasn't blown away by was the funding portion. We had some debt being paid off with closing proceeds and instead of wiring money or letting us make the payments directly, they mailed us prefilled cashier's checks to forward with our monthly statements. I had a lot of leg work trying to figure out where to even mail checks for some of my accounts, but we got it figured out.Thanks for everything guys!read more

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Nara S.

Loan Pronto is legit! Got approved and paid out in a week. Peyton and Janine made the whole process a breeze. 5 star service!

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Sunshine

I must say this is one of the most wonderful financial processes I have ever dealt with! Kaitlyn and Nick were awesome and helped me every step of the way and did everything they could to get me where I wanted to be! I highly recommend Loan Pronto!

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Chester H.

My wife and I recently decide to do a cash out refi to remodel our home. After shopping the loan with our mortgage holder and several others, we found Loan Pronto to have the best rates and costs for us. I connected with Anthony Deal, a Senior Account Consultant. He walked us through the loan and worked with the lender to get us a great rate and closing cost. We had some back and forth as we were completing some other work ahead of the refi. He was patient, helpful, and communicated with me... regularly. He is a superstar! Elle Sudderth, a Senior Account Manager stayed on top of helping us get the necessary documents and made that whole process seamless. She communicated regularly and made sure our closing went off as expected, without a hitch. I can't recommend Anthony and Elle highly enough. They are the example of how customers should be treated.If you need to get a loan or refi started, reach out to Anthony. You won't regret it.read more

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Leah L.

I just had the pleasure of working with Anthony Deal and Mary Beth Hefner on a transaction, and I must say it was one of the smoothest real estate transactions I've ever had regarding lending. As a Realtor, I have worked with many different lending companies and these guys stand out among the rest. From beginning to end was a seamless transaction, and I will definitely be working with them again in the very near future. Highly recommend!

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Josh D.

Working with Loan Pronto was a breeze. We were pre-approved very quickly and the entire mortgage process was easy because of Anthony and Mary Beth. They were both very knowledgeable and attentive to our questions and needs. I would highly recommend anyone who is looking to purchase a property to go with Loan Pronto and if you have the chance to work with Anthony and Mary Beth, even better!!

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Michael G.

Highly recommend Loan Pronto! Nick Isbey & Elle Sudderth were the best. They answered all our questions & concerns and made the process seamless. Thank you, guys, for everything.

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Laura A.

Kelsey and Elle were our primary points of contact for setting up our first home loan and walking us through the process as first-time homebuyers. Both were extremely quick to respond to any questions we had and made sure we had all the documentation needed to be able to close on time. They were even able to accommodate our request to close a day early! We are very grateful for all their help and would definitely recommend their services to anyone looking to secure a home loan! :)

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Angelica W.

A realtor from Better Homes and Gardens Real Estate Paracle connected me with Taylor Judge, Mortgage Consultant NMLS #2038689 from Loan Pronto.Taylor was super friendly and very responsive. She sent me a link to use the Loan Pronto app which walked me through the pre-approval application and a day later Tyler had my pre approval letter. She even took the time to mock up closing disclosure quotes for me, so I would understand cost of the loan.Homebuying is a huge and important decision that... can be stressful. Taylor provided excellent customer service, and was super personable. She was a pleasure to work with. THANKS TAYLOR.read more

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Jo C.

Blaire and EJ were exceptional. They both were very interested in my reasoning for wanting the second mortgage. My husband and I are both retired and now we can have a little extra money every month. Thank you both so very much!!

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neal C.

Very efficient process. Ben and Jessica were quick to repond to questions. They also kept me updated on the process and next steps. Highly recommended.

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Susan J.

Vance and Peyton worked so hard to make our closing experience as smooth and effortless as possible.

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JOHN M.

Very easy process and quick, as the name implies! Both Harry and Kaitlyn did a fantastic job of keeping me informed throughout. Very thorough. And the mobile notary made it especially easy!

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Brian P.

Alex Haddock and Katlyn Grant made the process of refinancing simple and easy. I recommend this company. They are quick at responding to questions. 💯 percent recommendation for your mortage needs. Also their fees are alot better than all the other guys I got calls from when I started the process . Trust this review and go with loan pronto.Update . Just want to thank Alex and Kaitlyn for everything. Truly amazing.

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Susan M.

Refinancing my home with Loan Pronto was so simple and fast. Max and Peyton were very professional and answered all my questions quickly. The entire process convenient and fast, I was able to upload all documents into a portal where everything was approved and processed. It could not have been any easier. I would highly recommend Loan Pronto to anyone looking for a new home loan or to refinance.

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Kay H.

From start to finish, Loan Pronto was on top of the file. The loan officer, Vance and his processor Olivia were always available to answer questions and quick to respond to emails and text messages. They kept me in the loop with loan updates and had the clear to close early! Very stress free transaction.

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Dave C.

HUGE shout out to Olivia and Zach for making this one of the easiest loan transactions ever. Extremely helpful and responses were quick and helpful.Thank you!

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Ron H.

Wow! Led by team leader Blaire Reynolds, LoanPronto delivered!Blaire and Vance were quick, professional, insightful, creative and accommodating.They delivered on time, communicated constantly, solved all my issues and left me a thoroughly satisfied customer. I'd highly recommend them and the process.

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Jacob H.

James Adams did a fantastic job guiding me through my refinance into a 15 year loan. He is knowledge, practical, and he located the absolute best rate possible. He expedited the process and it was worry free. I recently started over at 47 years old with a 30 mortgage at an astronomical rate. With the help of James (and shout out to Blaire for the lightning fast turnover on documents), I was able to get in a 15 year at a great rate and make my dreams of home ownership before 65 a... possibility with only a minimal increase in payment!read more

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Seth T.

Amazing service and phenomenal communication! They make the process simple and stress-free. Roger and Olivia explained our options clearly and educated us on the best route!

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Patrick H.

The whole team was very helpful especially Blaire and Kassandra. Very smooth process and they kept me informed all the way through.

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George H.

Blaire Reynolds and James Adams are incredibly fast, efficient, knowledgeable and make what can be a overwhelming process seem so easy to negotiate for their customer. I cannot recommend them enough if you have any home loan needs to address.

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Kenna D.

The ladies I worked with were professional, kind and patient. The went the extra mile to ensure I knew what was going on at all times during the process.

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Tyler P.

Kelsey and Blaire did a great job helping us secure our mortgage for our new home. They are very detail oriented and well organized. We appreciate them endlessly for making our mortgage process so easy.

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Bailey J.

Kelsey and Blaire were outstanding! They are extremely knowledgeable about the mortgage industry. They made our home buying process seamless and stress-free! Kelsey helped us secured the best interest rate, and made sure we were updated every step of the way. Blaire was very diligent and precise with all of our documentation. She even helped us secure our Clear to Close early! They were very patient answering all of our questions, even the smallest ones. If you are buying a home, and looking... for a mortgage company with people who truly care about their clients; go with Loan Pronto.read more

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Kristen H.

I have worked with Ben Lewis and Blaire Reynolds 3 times now-a refinance, a new mortgage when I moved and a HELOC. They are fast, efficient and a pleasure to work with throughout the whole process! And very responsive to any and all questions!

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Jennifer O.

Excellent communication! Answered all my questions and concerns quickly. Highly recommend if you want a care free loan experience!

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Richard A.

This is the second time working with Elle and Brittney. They were super helpful. They both guided us throught the whole loan process step by step. They made the process of getting a mortgage very easy. They were easily available for questions and replied quickly to our emails. They are very detailed oriented. I highly recommend them!

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Whitey H

Mary and Vance were wonderful to work with and made my cash out refi a breeze!

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Paramita C.

We had a smooth experience with Loan Pronto with our recent closing. Brittney and Elle were really helpful, always responsive and tried their best to adapt to our needs. We would definitely like to work with them in future.

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Emily H.

Harry Carwile and Olivia Morgan helped make both my refinance and then a new home purchase as smooth as possible! They were efficient and friendly.

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Julie P.

Great response time, answered all questions and made the process smooth and efficient.

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Courtney S.

Mary Beth and Bryce were so helpful during the entire process. They were quick to respond to all my questions and made the process seamless!

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Kinley O.

Working with Harry and Olivia was very easy. If I had any questions they were very quick to respond. It was great working with them.

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Mike S

I contacted Loan Pronto a couple of weeks ago looking to get a HELOC. Elle and Austin helped me through every step of the process. From start to finish, they were incredibly professional, knowledgeable, and attentive to my needs.Elle and Austin make a fantastic team. They are dedicated professionals who go above and beyond to deliver outstanding service. I highly recommend working with them for any financial needs, especially when it comes to securing a HELOC. Thank you, Elle and Austin, for... your outstanding support!read more

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Arnie L.

In our 30+ years of home buying/selling/ownership, this was by far the easiest home buying process we've ever encountered. Olivia and Vance were both VERY responsive to my questions. They told me what they needed in a timely manner, and kept me abreast of what I would need coming up.If we ever buy another house we will absolutely be using Vance and Olivia.

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Erin E.

Loan Pronto helped me buy my new home! Overall quick and efficient experience. I recommend!

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Handel A.

EJ and Olivia were an amazing team getting me through the process which I must say was the fastest and easiest I’ve ever dealt with when applying for a loan. Highly recommended!

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Jerry G.

Working with Loan Pronto was a great choice. Aside from the competitive services they offer, the loan officers I worked with were amazing. Blake and Elle gave us the right amount of support as first-time home buyers, and were proactive communicators. Would definitely recommend.

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Haley S.

Elle and Kelsey were so lovely to work with as usual. As a realtor, having lenders we can trust to get the job done in a timely and professional manner is key. We are lucky to have Kelsey and Elle.

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Brewer O.

Kelsey and Elle were awesome to work with! Their expertise on different approaches to make my finances work gave me confidence to make the best decision for my family. She spent ample time making sure I was prepared every step along the way. Great experience!

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Kelsey B.

Elle and Roger were amazing to work with! I was very pleased and impressed with them on the purchase of my new home.

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Bruce R.

Peyton Plunkett and Ben Lewis were absolutely wonderful to work with !! They made this process as easy as it could possibly be !!

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Kerrick J.

My loans officers were fantastic to work with. Answered any questions i had very quickly!

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Keith Eisenberger, J.

Great service by Caroline and Elle. They made it easy for me to refinance my house, and worked with me and were responsive the entire way.

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steven B.

Loan Pronto should consider themselves " LUCKY " to have people like Mary Beth Hefner and Anthony Deal working for them.Both of them were very helpful and quick to respond to any issues I hadconcerning process or paperwork needed.Would refer them to anyone who needs a loan.Thank You again for moving this loan quickly through the process.

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