Rates Hold Near 11-Month Lows as 2026 Loan Limits Increase
This week, the Federal Reserve cut its benchmark rate by 0.25%, which led to a slight uptick in mortgage rates. Even with the move, rates remain near 11-month lows, keeping housing affordability in a better spot for buyers.
Big news for 2026: conforming loan limits are increasing. The new maximums are $819,000 for conventional and VA loans, $1,048,500 for 2-unit homes, $1,268,000 for 3-unit homes, and $1,575,000 for 4-unit homes.
Looking ahead, markets will watch inflation data and broader economic trends to set the tone for where rates head next.
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