Are you planning to buy a new home before selling your current one? With the Dream Home Bridge Loan, you can use the equity in your existing home to purchase a new property. This powerful mortgage strategy helps you make a strong, clean offer on your next home, without the pressure of selling your current house first.

How the Dream Home Bridge Loan Works

A bridge loan is a short-term financing option designed to make your home buying and selling process seamless. If you’re moving to a new home or relocating for work, this program helps you access the necessary funds for a down payment and closing costs on your new home before your current home sells.

Bridge loans are particularly beneficial for homeowners who want to buy a new home without waiting to sell their old one. You can borrow up to 80-90% of your current home’s value. This gives you the flexibility and time to sell your old home while securing your dream home.

Our approval process for a bridge loan is faster than a traditional mortgage. We can help you get approved in as little as 5 days, making it a fast and efficient solution.

Dream Home Bridge Loan Benefits

The Dream Home Bridge Loan offers several advantages to make your move easier:

• Use this for your primary residence, second home, rental, or investment property.
• Benefit from short-term financing that offers maximum flexibility.
• Borrow up to 90% of your current home’s value.
• Maximize the sale price of your current home to get the best deal.
• Gain a competitive advantage in a seller’s market with a contingency-free offer.
• Close quickly—often in just 5 days—so you can secure your new home faster.
• Enjoy no prepayment penalties, giving you greater financial freedom.
• Minimal paperwork to make the process more convenient.
• In some cases, you may not need an appraisal.

Is a Bridge Loan Right for You?

If you’re ready to buy a new home but don’t want to wait for your old one to sell, a bridge loan could be the perfect solution. It lets you use the equity from your current home for a down payment on a new one. Once your current home sells, you can pay back the loan—making the buying and selling process smooth and stress-free.

Make Your Move with Loan Pronto

Loan Pronto’s Dream Home Bridge program offers the flexibility and speed you need to get into your next home. If this doesn’t quite match your needs, we offer other options to help you leverage your home’s equity.

Have questions? Chat live with one of our loan consultants for personalized mortgage advice and to see if a bridge loan is right for you.