Starting in 2019, FHA loan limits are increasing. In high-cost areas across the United States, FHA’s loan limit “ceiling” was increased to $726,525 for 2019. The housing agency also increased its “floor” to $314,827. These changes are the result of rising home values. Below, are the new loan limits for the states that Loan Pronto is licensed in.
California
County
One-Unit Limit
Two-Unit Limit
Three-Unit Limit
Four-Unit Limit
ALPINE
$463,450
$593,300
$717,150
$891,250
AMADOR
$350,750
$449,000
$542,750
$674,500
CALAVERAS
$373,750
$478,450
$578,350
$718,750
EL DORADO
$552,000
$706,650
$854,200
$1,061,550
HUMBOLDT
$333,500
$426,950
$516,050
$641,350
INYO
$369,150
$472,550
$571,250
$709,900
MARIPOSA
$322,000
$412,200
$498,250
$619,250
MENDOCINO
$409,400
$524,100
$633,500
$787,300
MONO
$529,000
$677,200
$818,600
$1,017,300
MONTEREY
$652,050
$834,750
$1,009,000
$1,253,950
NEVADA
$486,450
$622,750
$752,750
$935,500
PLACER
$552,000
$706,650
$854,200
$1,061,550
PLUMAS
$336,950
$431,350
$521,400
$648,000
RIVERSIDE
$431,250
$552,050
$667,350
$829,350
SACRAMENTO
$552,000
$706,650
$854,200
$1,061,550
SAN BERNARDINO
$431,250
$552,050
$667,350
$829,350
SAN DIEGO
$690,000
$883,300
$1,067,750
$1,326,950
SAN JOAQUIN
$425,500
$544,700
$658,450
$818,250
SAN LUIS OBISPO
$667,000
$853,900
$1,032,150
$1,282,700
SANTA BARBARA
$653,200
$836,200
$1,010,800
$1,256,150
SOLANO
$494,500
$633,050
$765,200
$950,950
SONOMA
$704,950
$902,450
$1,090,850
$1,355,700
STANISLAUS
$350,750
$449,000
$542,750
$674,500
SUTTER
$324,300
$415,150
$501,800
$623,650
TUOLUMNE
$331,200
$424,000
$512,500
$636,900
VENTURA
$713,000
$912,750
$1,103,350
$1,371,150
YOLO
$552,000
$706,650
$854,200
$1,061,550
YUBA
$324,300
$415,150
$501,800
$623,650
Colorado
County
One-Unit Limit
Two-Unit Limit
Three-Unit Limit
Four-Unit Limit
ADAMS
$561,200
$718,450
$868,400
$1,079,250
ARAPAHOE
$561,200
$718,450
$868,400
$1,079,250
BOULDER
$626,750
$802,350
$969,850
$1,205,300
BROOMFIELD
$561,200
$718,450
$868,400
$1,079,250
CHAFFEE
$333,500
$426,950
$516,050
$641,350
CLEAR CREEK
$561,200
$718,450
$868,400
$1,079,250
DENVER
$561,200
$718,450
$868,400
$1,079,250
DOUGLAS
$561,200
$718,450
$868,400
$1,079,250
ELBERT
$561,200
$718,450
$868,400
$1,079,250
EL PASO
$339,250
$434,300
$524,950
$652,400
GILPIN
$561,200
$718,450
$868,400
$1,079,250
GRAND
$402,500
$515,250
$622,850
$774,050
GUNNISON
$357,650
$457,850
$553,450
$687,800
HINSDALE
$427,800
$547,650
$662,000
$822,700
JEFFERSON
$561,200
$718,450
$868,400
$1,079,250
LA PLATA
$419,750
$537,350
$649,550
$807,200
LARIMER
$437,000
$559,450
$676,200
$840,400
OURAY
$425,500
$544,700
$658,450
$818,250
PARK
$561,200
$718,450
$868,400
$1,079,250
ROUTT
$634,800
$812,650
$982,300
$1,220,800
SUMMIT
$722,200
$924,550
$1,117,550
$1,388,850
TELLER
$339,250
$434,300
$524,950
$652,400
WELD
$385,250
$493,200
$596,150
$740,850
Florida
County
One-Unit Limit
Two-Unit Limit
Three-Unit Limit
Four-Unit Limit
BAKER
$358,800
$459,300
$555,200
$690,000
BROWARD
$356,500
$456,350
$551,650
$685,550
CLAY
$358,800
$459,300
$555,200
$690,000
COLLIER
$450,800
$577,100
$697,600
$866,950
DUVAL
$358,800
$459,300
$555,200
$690,000
MANATEE
$320,850
$410,750
$496,500
$617,000
MARTIN
$327,750
$419,550
$507,150
$630,300
MIAMI-DADE
$356,500
$456,350
$551,650
$685,550
MONROE
$529,000
$677,200
$818,600
$1,017,300
NASSAU
$358,800
$459,300
$555,200
$690,000
OKALOOSA
$370,300
$474,050
$573,000
$712,100
PALM BEACH
$356,500
$456,350
$551,650
$685,550
ST. JOHNS
$358,800
$459,300
$555,200
$690,000
ST. LUCIE
$327,750
$419,550
$507,150
$630,300
SARASOTA
$320,850
$410,750
$496,500
$617,000
WALTON
$370,300
$474,050
$573,000
$712,100
Maryland
County
One-Unit Limit
Two-Unit Limit
Three-Unit Limit
Four-Unit Limit
ANNE ARUNDEL
$517,500
$662,500
$800,800
$995,200
BALTIMORE
$517,500
$662,500
$800,800
$995,200
CARROLL
$517,500
$662,500
$800,800
$995,200
CECIL
$402,500
$515,250
$622,850
$774,050
HARFORD
$517,500
$662,500
$800,800
$995,200
HOWARD
$517,500
$662,500
$800,800
$995,200
QUEEN ANNE’S
$517,500
$662,500
$800,800
$995,200
ST. MARY’S
$347,300
$444,600
$537,400
$667,900
SOMERSET
$336,950
$431,350
$521,400
$648,000
TALBOT
$382,950
$490,250
$592,600
$736,450
WICOMICO
$336,950
$431,350
$521,400
$648,000
WORCESTER
$336,950
$431,350
$521,400
$648,000
BALTIMORE CITY
$517,500
$662,500
$800,800
$995,200
North Carolina
County
One-Unit Limit
Two-Unit Limit
Three-Unit Limit
Four-Unit Limit
CABARRUS
$317,400
$406,300
$491,150
$610,400
CHATHAM
$403,650
$516,750
$624,600
$776,250
CURRITUCK
$458,850
$587,400
$710,050
$882,400
DARE
$391,000
$500,550
$605,050
$751,900
DURHAM
$403,650
$516,750
$624,600
$776,250
FRANKLIN
$339,250
$434,300
$524,950
$652,400
GASTON
$317,400
$406,300
$491,150
$610,400
GATES
$458,850
$587,400
$710,050
$882,400
HYDE
$483,000
$618,300
$747,400
$928,850
IREDELL
$317,400
$406,300
$491,150
$610,400
JOHNSTON
$339,250
$434,300
$524,950
$652,400
LINCOLN
$317,400
$406,300
$491,150
$610,400
MECKLENBURG
$317,400
$406,300
$491,150
$610,400
ORANGE
$403,650
$516,750
$624,600
$776,250
PERSON
$403,650
$516,750
$624,600
$776,250
ROWAN
$317,400
$406,300
$491,150
$610,400
TYRRELL
$391,000
$500,550
$605,050
$751,900
UNION
$317,400
$406,300
$491,150
$610,400
WAKE
$339,250
$434,300
$524,950
$652,400
BILLINGS
$339,250
$434,300
$524,950
$652,400
South Carolina
County
One-Unit Limit
Two-Unit Limit
Three-Unit Limit
Four-Unit Limit
BEAUFORT
$350,750
$449,000
$542,750
$674,500
BERKELEY
$388,700
$497,600
$601,500
$747,500
CHARLESTON
$388,700
$497,600
$601,500
$747,500
CHESTER
$317,400
$406,300
$491,150
$610,400
DORCHESTER
$388,700
$497,600
$601,500
$747,500
GEORGETOWN
$327,750
$419,550
$507,150
$630,300
JASPER
$350,750
$449,000
$542,750
$674,500
LANCASTER
$317,400
$406,300
$491,150
$610,400
YORK
$317,400
$406,300
$491,150
$610,400
Virginia
County
One-Unit Limit
Two-Unit Limit
Three-Unit Limit
Four-Unit Limit
ALBEMARLE
$437,000
$559,450
$676,200
$840,400
AMELIA
$535,900
$686,050
$829,250
$1,030,600
BUCKINGHAM
$437,000
$559,450
$676,200
$840,400
CAROLINE
$535,900
$686,050
$829,250
$1,030,600
CHARLES CITY
$535,900
$686,050
$829,250
$1,030,600
CHESTERFIELD
$535,900
$686,050
$829,250
$1,030,600
DINWIDDIE
$535,900
$686,050
$829,250
$1,030,600
FLUVANNA
$437,000
$559,450
$676,200
$840,400
GLOUCESTER
$458,850
$587,400
$710,050
$882,400
GOOCHLAND
$535,900
$686,050
$829,250
$1,030,600
GREENE
$437,000
$559,450
$676,200
$840,400
HANOVER
$535,900
$686,050
$829,250
$1,030,600
HENRICO
$535,900
$686,050
$829,250
$1,030,600
ISLE OF WIGHT
$458,850
$587,400
$710,050
$882,400
JAMES CITY
$458,850
$587,400
$710,050
$882,400
KING GEORGE
$350,750
$449,000
$542,750
$674,500
KING WILLIAM
$535,900
$686,050
$829,250
$1,030,600
LANCASTER
$442,750
$566,800
$685,100
$851,450
MATHEWS
$458,850
$587,400
$710,050
$882,400
NELSON
$437,000
$559,450
$676,200
$840,400
NEW KENT
$535,900
$686,050
$829,250
$1,030,600
NORTHUMBERLAND
$318,550
$407,800
$492,950
$612,600
POWHATAN
$535,900
$686,050
$829,250
$1,030,600
PRINCE GEORGE
$535,900
$686,050
$829,250
$1,030,600
SUSSEX
$535,900
$686,050
$829,250
$1,030,600
YORK
$458,850
$587,400
$710,050
$882,400
CHARLOTTESVILLE
$437,000
$559,450
$676,200
$840,400
CHESAPEAKE CITY
$458,850
$587,400
$710,050
$882,400
COLONIAL HEIGHT
$535,900
$686,050
$829,250
$1,030,600
HAMPTON CITY
$458,850
$587,400
$710,050
$882,400
HOPEWELL CITY
$535,900
$686,050
$829,250
$1,030,600
LEXINGTON CITY
$354,200
$453,450
$548,100
$681,150
NEWPORT NEWS CI
$458,850
$587,400
$710,050
$882,400
NORFOLK CITY
$458,850
$587,400
$710,050
$882,400
PETERSBURG CITY
$535,900
$686,050
$829,250
$1,030,600
POQUOSON CITY
$458,850
$587,400
$710,050
$882,400
PORTSMOUTH CITY
$458,850
$587,400
$710,050
$882,400
RICHMOND CITY
$535,900
$686,050
$829,250
$1,030,600
SUFFOLK CITY
$458,850
$587,400
$710,050
$882,400
VIRGINIA BEACH
$458,850
$587,400
$710,050
$882,400
WILLIAMSBURG CI
$458,850
$587,400
$710,050
$882,400
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