Starting in 2019, FHA loan limits are increasing. In high-cost areas across the United States, FHA’s loan limit “ceiling” was increased to $726,525 for 2019. The housing agency also increased its “floor” to $314,827. These changes are the result of rising home values. Below, are the new loan limits for the states that Loan Pronto is licensed in.
California
| County
| One-Unit Limit
| Two-Unit Limit
| Three-Unit Limit
| Four-Unit Limit
|
| ALPINE
| $463,450 | $593,300 | $717,150 | $891,250 |
| AMADOR
| $350,750 | $449,000 | $542,750 | $674,500 |
| CALAVERAS
| $373,750 | $478,450 | $578,350 | $718,750 |
| EL DORADO
| $552,000 | $706,650 | $854,200 | $1,061,550 |
| HUMBOLDT
| $333,500 | $426,950 | $516,050 | $641,350 |
| INYO
| $369,150 | $472,550 | $571,250 | $709,900 |
| MARIPOSA
| $322,000 | $412,200 | $498,250 | $619,250 |
| MENDOCINO
| $409,400 | $524,100 | $633,500 | $787,300 |
| MONO
| $529,000 | $677,200 | $818,600 | $1,017,300 |
| MONTEREY
| $652,050 | $834,750 | $1,009,000 | $1,253,950 |
| NEVADA
| $486,450 | $622,750 | $752,750 | $935,500 |
| PLACER
| $552,000 | $706,650 | $854,200 | $1,061,550 |
| PLUMAS
| $336,950 | $431,350 | $521,400 | $648,000 |
| RIVERSIDE
| $431,250 | $552,050 | $667,350 | $829,350 |
| SACRAMENTO
| $552,000 | $706,650 | $854,200 | $1,061,550 |
| SAN BERNARDINO
| $431,250 | $552,050 | $667,350 | $829,350 |
| SAN DIEGO
| $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| SAN JOAQUIN
| $425,500 | $544,700 | $658,450 | $818,250 |
| SAN LUIS OBISPO
| $667,000 | $853,900 | $1,032,150 | $1,282,700 |
| SANTA BARBARA
| $653,200 | $836,200 | $1,010,800 | $1,256,150 |
| SOLANO
| $494,500 | $633,050 | $765,200 | $950,950 |
| SONOMA
| $704,950 | $902,450 | $1,090,850 | $1,355,700 |
| STANISLAUS
| $350,750 | $449,000 | $542,750 | $674,500 |
| SUTTER
| $324,300 | $415,150 | $501,800 | $623,650 |
| TUOLUMNE
| $331,200 | $424,000 | $512,500 | $636,900 |
| VENTURA
| $713,000 | $912,750 | $1,103,350 | $1,371,150 |
| YOLO
| $552,000 | $706,650 | $854,200 | $1,061,550 |
| YUBA
| $324,300 | $415,150 | $501,800 | $623,650 |
Colorado
| County
| One-Unit Limit
| Two-Unit Limit
| Three-Unit Limit
| Four-Unit Limit
|
| ADAMS
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| ARAPAHOE
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| BOULDER
| $626,750 | $802,350 | $969,850 | $1,205,300 |
| BROOMFIELD
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| CHAFFEE
| $333,500 | $426,950 | $516,050 | $641,350 |
| CLEAR CREEK
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| DENVER
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| DOUGLAS
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| ELBERT
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| EL PASO
| $339,250 | $434,300 | $524,950 | $652,400 |
| GILPIN
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| GRAND
| $402,500 | $515,250 | $622,850 | $774,050 |
| GUNNISON
| $357,650 | $457,850 | $553,450 | $687,800 |
| HINSDALE
| $427,800 | $547,650 | $662,000 | $822,700 |
| JEFFERSON
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| LA PLATA
| $419,750 | $537,350 | $649,550 | $807,200 |
| LARIMER
| $437,000 | $559,450 | $676,200 | $840,400 |
| OURAY
| $425,500 | $544,700 | $658,450 | $818,250 |
| PARK
| $561,200 | $718,450 | $868,400 | $1,079,250 |
| ROUTT
| $634,800 | $812,650 | $982,300 | $1,220,800 |
| SUMMIT
| $722,200 | $924,550 | $1,117,550 | $1,388,850 |
| TELLER
| $339,250 | $434,300 | $524,950 | $652,400 |
| WELD
| $385,250 | $493,200 | $596,150 | $740,850 |
Florida
| County
| One-Unit Limit
| Two-Unit Limit
| Three-Unit Limit
| Four-Unit Limit
|
| BAKER
| $358,800 | $459,300 | $555,200 | $690,000 |
| BROWARD
| $356,500 | $456,350 | $551,650 | $685,550 |
| CLAY
| $358,800 | $459,300 | $555,200 | $690,000 |
| COLLIER
| $450,800 | $577,100 | $697,600 | $866,950 |
| DUVAL
| $358,800 | $459,300 | $555,200 | $690,000 |
| MANATEE
| $320,850 | $410,750 | $496,500 | $617,000 |
| MARTIN
| $327,750 | $419,550 | $507,150 | $630,300 |
| MIAMI-DADE
| $356,500 | $456,350 | $551,650 | $685,550 |
| MONROE
| $529,000 | $677,200 | $818,600 | $1,017,300 |
| NASSAU
| $358,800 | $459,300 | $555,200 | $690,000 |
| OKALOOSA
| $370,300 | $474,050 | $573,000 | $712,100 |
| PALM BEACH
| $356,500 | $456,350 | $551,650 | $685,550 |
| ST. JOHNS
| $358,800 | $459,300 | $555,200 | $690,000 |
| ST. LUCIE
| $327,750 | $419,550 | $507,150 | $630,300 |
| SARASOTA
| $320,850 | $410,750 | $496,500 | $617,000 |
| WALTON
| $370,300 | $474,050 | $573,000 | $712,100 |
Maryland
| County
| One-Unit Limit
| Two-Unit Limit
| Three-Unit Limit
| Four-Unit Limit
|
| ANNE ARUNDEL
| $517,500 | $662,500 | $800,800 | $995,200 |
| BALTIMORE
| $517,500 | $662,500 | $800,800 | $995,200 |
| CARROLL
| $517,500 | $662,500 | $800,800 | $995,200 |
| CECIL
| $402,500 | $515,250 | $622,850 | $774,050 |
| HARFORD
| $517,500 | $662,500 | $800,800 | $995,200 |
| HOWARD
| $517,500 | $662,500 | $800,800 | $995,200 |
| QUEEN ANNE’S
| $517,500 | $662,500 | $800,800 | $995,200 |
| ST. MARY’S
| $347,300 | $444,600 | $537,400 | $667,900 |
| SOMERSET
| $336,950 | $431,350 | $521,400 | $648,000 |
| TALBOT
| $382,950 | $490,250 | $592,600 | $736,450 |
| WICOMICO
| $336,950 | $431,350 | $521,400 | $648,000 |
| WORCESTER
| $336,950 | $431,350 | $521,400 | $648,000 |
| BALTIMORE CITY
| $517,500 | $662,500 | $800,800 | $995,200 |
North Carolina
| County
| One-Unit Limit
| Two-Unit Limit
| Three-Unit Limit
| Four-Unit Limit
|
| CABARRUS
| $317,400 | $406,300 | $491,150 | $610,400 |
| CHATHAM
| $403,650 | $516,750 | $624,600 | $776,250 |
| CURRITUCK
| $458,850 | $587,400 | $710,050 | $882,400 |
| DARE
| $391,000 | $500,550 | $605,050 | $751,900 |
| DURHAM
| $403,650 | $516,750 | $624,600 | $776,250 |
| FRANKLIN
| $339,250 | $434,300 | $524,950 | $652,400 |
| GASTON
| $317,400 | $406,300 | $491,150 | $610,400 |
| GATES
| $458,850 | $587,400 | $710,050 | $882,400 |
| HYDE
| $483,000 | $618,300 | $747,400 | $928,850 |
| IREDELL
| $317,400 | $406,300 | $491,150 | $610,400 |
| JOHNSTON
| $339,250 | $434,300 | $524,950 | $652,400 |
| LINCOLN
| $317,400 | $406,300 | $491,150 | $610,400 |
| MECKLENBURG
| $317,400 | $406,300 | $491,150 | $610,400 |
| ORANGE
| $403,650 | $516,750 | $624,600 | $776,250 |
| PERSON
| $403,650 | $516,750 | $624,600 | $776,250 |
| ROWAN
| $317,400 | $406,300 | $491,150 | $610,400 |
| TYRRELL
| $391,000 | $500,550 | $605,050 | $751,900 |
| UNION
| $317,400 | $406,300 | $491,150 | $610,400 |
| WAKE
| $339,250 | $434,300 | $524,950 | $652,400 |
| BILLINGS
| $339,250 | $434,300 | $524,950 | $652,400 |
South Carolina
| County
| One-Unit Limit
| Two-Unit Limit
| Three-Unit Limit
| Four-Unit Limit
|
| BEAUFORT
| $350,750 | $449,000 | $542,750 | $674,500 |
| BERKELEY
| $388,700 | $497,600 | $601,500 | $747,500 |
| CHARLESTON
| $388,700 | $497,600 | $601,500 | $747,500 |
| CHESTER
| $317,400 | $406,300 | $491,150 | $610,400 |
| DORCHESTER
| $388,700 | $497,600 | $601,500 | $747,500 |
| GEORGETOWN
| $327,750 | $419,550 | $507,150 | $630,300 |
| JASPER
| $350,750 | $449,000 | $542,750 | $674,500 |
| LANCASTER
| $317,400 | $406,300 | $491,150 | $610,400 |
| YORK
| $317,400 | $406,300 | $491,150 | $610,400 |
Virginia
| County
| One-Unit Limit
| Two-Unit Limit
| Three-Unit Limit
| Four-Unit Limit
|
| ALBEMARLE
| $437,000 | $559,450 | $676,200 | $840,400 |
| AMELIA
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| BUCKINGHAM
| $437,000 | $559,450 | $676,200 | $840,400 |
| CAROLINE
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| CHARLES CITY
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| CHESTERFIELD
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| DINWIDDIE
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| FLUVANNA
| $437,000 | $559,450 | $676,200 | $840,400 |
| GLOUCESTER
| $458,850 | $587,400 | $710,050 | $882,400 |
| GOOCHLAND
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| GREENE
| $437,000 | $559,450 | $676,200 | $840,400 |
| HANOVER
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| HENRICO
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| ISLE OF WIGHT
| $458,850 | $587,400 | $710,050 | $882,400 |
| JAMES CITY
| $458,850 | $587,400 | $710,050 | $882,400 |
| KING GEORGE
| $350,750 | $449,000 | $542,750 | $674,500 |
| KING WILLIAM
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| LANCASTER
| $442,750 | $566,800 | $685,100 | $851,450 |
| MATHEWS
| $458,850 | $587,400 | $710,050 | $882,400 |
| NELSON
| $437,000 | $559,450 | $676,200 | $840,400 |
| NEW KENT
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| NORTHUMBERLAND
| $318,550 | $407,800 | $492,950 | $612,600 |
| POWHATAN
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| PRINCE GEORGE
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| SUSSEX
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| YORK
| $458,850 | $587,400 | $710,050 | $882,400 |
| CHARLOTTESVILLE
| $437,000 | $559,450 | $676,200 | $840,400 |
| CHESAPEAKE CITY
| $458,850 | $587,400 | $710,050 | $882,400 |
| COLONIAL HEIGHT
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| HAMPTON CITY
| $458,850 | $587,400 | $710,050 | $882,400 |
| HOPEWELL CITY
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| LEXINGTON CITY
| $354,200 | $453,450 | $548,100 | $681,150 |
| NEWPORT NEWS CI
| $458,850 | $587,400 | $710,050 | $882,400 |
| NORFOLK CITY
| $458,850 | $587,400 | $710,050 | $882,400 |
| PETERSBURG CITY
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| POQUOSON CITY
| $458,850 | $587,400 | $710,050 | $882,400 |
| PORTSMOUTH CITY
| $458,850 | $587,400 | $710,050 | $882,400 |
| RICHMOND CITY
| $535,900 | $686,050 | $829,250 | $1,030,600 |
| SUFFOLK CITY
| $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH
| $458,850 | $587,400 | $710,050 | $882,400 |
| WILLIAMSBURG CI
| $458,850 | $587,400 | $710,050 | $882,400 |
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