The Latest Market Commentary

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Every Friday, Loan Pronto breaks down the latest mortgage rates and market trends—so you don’t have to. Whether you’re buying, refinancing, or advising clients, our updates help you move smarter and faster.

 

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February 13, 2026

Mortgage rates dropped again this week, hitting their lowest levels in 38 months. The move is boosting buyer affordability and creating renewed opportunity across the housing market. Next week’s economic data will determine whether this momentum can continue.

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